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Price is very important. This is especially true for big budget items like your own car. After all, anyone who buys their car (a new car costs an average of CHF 59,900 in Switzerland at the end of 2022) must also have sufficient liquidity. This is why most newly registered vehicles are rented on Swiss highways. Because the rates seem temptingly cheap. Renting also has the advantage of being able to switch to a new vehicle or even a new driving technology in a relatively short period of time.
For the last five years, you can also subscribe to your own car, which is a real alternative to classic rental. Bernese start-up Carvolution is a pioneer in the subscription model and currently offers more than 50 models from various brands at a fixed monthly price. Customers can choose one of the maturity options between 3 and 48 months.
Best price guarantee in total costs
Compared to car rental, car subscription seems more expensive at first glance. Carvolution co-founder Léa Miggiano hears this a lot. He also knows how the impression of high subscription costs arises: “When buying or renting a car, you usually don’t look at the actual total costs. As a result, these are often underestimated and our all-encompassing monthly fixed prices seem expensive.»
Miggiano says that thanks to the best price guarantee recently offered on Carvolution, website visitors are finally assessing the total costs of the rental and thus realizing the price advantage of the car subscription.
Because with the subscription, tire change and storage, tax, insurance, maintenance and service costs of the tires are included in the monthly fixed price. This is the opposite of a leasing rate that covers finance only.
Subtract individual expense items to compare costs
In a direct comparison, Léa Miggiano recommends deducting insurance, taxes, maintenance, tires and ancillary expenses from the monthly subscription price to see direct car costs. If you do this using an example Ford Fiesta ST Series With a 36-month period, the Carvolution subscription costs only CHF 313 per month.
| Monthly Carvolution subscription price, all inclusive | 469.– |
| comprehensive insurance | – 83.– |
| Tires including change | – 48.– |
| taxes and expenses | – 15– |
| service and maintenance | – 10.– |
| Direct car monthly Carvolution cost | 313.– |
Direct car costs can then be compared to a rental rate. If you search for a rental fee for the Ford Fiesta ST-Line with a list price of approximately CHF 32,000, you will find the following rental rates:
| Monthly Ford Fiesta ST-Line costs | |
| Compare leasing calculator | from 458.– |
| gowago | from 467.– |
| Carvolution (simulated direct car costs) | from 313.– |
It’s up to you whether to add the operating expenses to the rental and deduct from the vehicle subscription. The monthly subscription prices, which may seem high at first glance, should not be intimidating because the subscription price includes much more than a classic leasing fee.
Carvolution provides these attractive conditions with volume discounts and lean processes. The downside of the subscription lies in the choice of cars because not every make and model vehicle is available from the subscription provider. The assortment currently includes about 50 models from various brands.
Compare prices with several offers
Calculations are based on Touring Club Schweiz’s (TCS) indicative operating costs, Comparis’ rental calculator and Gowago’s indicative values. In addition, discounts are calculated over list prices. The lowest indicative rental price has always been taken for the calculations in the gallery, so it is possible that the rental will be higher.
For a detailed price comparison of your own dream car, it is always recommended to get one or more rental offers, as interest rates can change. A non-binding offer can also be ordered free of charge from Carvolution.
The advantage of leasing is that customers can configure their dream car completely according to their needs: model, engine, equipment, color, interior and other extras can be freely chosen. The lease usually lasts from 24 to 48 months, sometimes even up to 60 months. The longer the period, the lower the monthly rate.
With the Carvolution car subscription, the vehicles are pre-configured, the subscription period can be freely chosen from 3 to 48 months, and the mileage package can be adjusted monthly to your own needs.
stay flexible
With leasing, there is usually an option to buy the car at the end of the contract. The purchase is usually agreed in advance and takes place at the market price. Rental installments are not a payment. Depending on the car, Léa Miggiano says Carvolution also offers the option to take over the car at the end of the subscription period.
One of the biggest advantages of subscription and rental is that you can switch to another car after the contract expires and not have to worry about selling or replacing it on your own.
Therefore, price will also be decisive when deciding whether to purchase a car subscription or rental. Flexibility in terms of model and equipment versus flexibility in term and mileage package with full cost transparency.
Source: Blick
I’m Ella Sammie, author specializing in the Technology sector. I have been writing for 24 Instatnt News since 2020, and am passionate about staying up to date with the latest developments in this ever-changing industry.
