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“We are a special family. “Not just because of our size, but also because of the way we live,” Bea Hayoz says with an inviting laugh. The Observer once portrayed her husband, Thomas, now 44, and their four children, 14 years ago. At the time, Thomas Hayoz was the second Once self-employed, Bea cared for ten or so nursery children at home in addition to her own children, thus earning a bonus.The family lived on a relatively tight budget, but she was quite optimistic that everything would turn out well.
A lot has happened since then: Thomas, 49, had to give up self-employment and became self-employed again at the end of 2020. During the year of the pandemic, the desire for another child emerged – Linus “Gnüsserli” was born two years ago. And seven years ago they mortgaged their house in Siglistorf AG with a third mortgage and added a granny flat to their eight-room house. Since then, Thomas’ family has lived under the same roof.
“As I got older, I wished I could be around them; now it turns out this permeable home is an asset to all of us,” says Bea Hayoz. Parents and children Ronja (22), Tanja (soon to be 21), Niels (19), Monja (18) and Linus (2) often sit with Grandma Ruth and Grandpa Hannes at dinner. Then there will be controversial discussions, but very harmonious.
Living together and helping others is important to Hayoz. “Our home is our center and we enjoy being together.” All the kids still live there and they all go on holiday together. “We load up our bus, hitch the trailer to it, and off we go,” says Father Thomas. The children have never flown. Two electric cars, with some of the electricity coming from the roof of the house, may seem like a luxury, but the family urgently needs cars. “When you live in the country, someone always needs to be picked up somewhere,” says Mum Bea.
There is no scholarship because parents are said to earn too much
The Hayoz family also operates financially as a community: Thomas earns most of the money, Bea does the accounting. Pharmacy assistant Ronja and designer apprentice Niels pay 20 percent of their take-home pay. “This income approximately covers the tuition and public transport costs of the other two children still in education,” says Bea. Thomas’ parents’ rent is also included in the total bill.
The family’s taxable income is estimated at 157,000 francs. “But this income only exists on paper because we cannot deduct most of the real costs,” says Thomas Hayoz. For example, the reason why 18-year-old Monja was given 16,000 francs a year to the film acting school is because the canton does not recognize education.
And her daughter, Tanja, only receives loans, not scholarships, for her education at teacher training college. On the expenditure side, in addition to the household needs (2,000 francs per month), there is a health insurance premium of 2,200 francs per month and electricity and water of 5,500 francs per year.
Large families are often forgotten
They are always struggling financially around zero and sometimes have to ask for a delay when they have a big bill. In some years, the family only receives a discount through premium reduction. He needs to save the money elsewhere to buy new glasses or ski boots. “But it’s just money,” says Thomas Hayoz. Hayozs are not afraid of poverty in old age: “We will do as we always do: let’s help ourselves somehow,” says mother Bea.
Her husband’s gaze becomes serious: “A family with three or more children has to go there, we are forgotten everywhere.” She rubs her belly. “But as long as it’s round, we’re perfectly fine.” Bea says with a loving look that she has already lost weight. Then he adds: “We have everything we always wanted: children we can educate well, our home; it’s all very nice.”
Source :Blick
I’m Tim David and I work as an author for 24 Instant News, covering the Market section. With a Bachelor’s Degree in Journalism, my mission is to provide accurate, timely and insightful news coverage that helps our readers stay informed about the latest trends in the market. My writing style is focused on making complex economic topics easy to understand for everyone.
