Health insurance, public holidays, subscription cancellation: you need to know about these changes in November

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Alexander TerweyOffice day manager

All Saints’ Day on November 1, 2023 is a legally recognized public holiday in the following cantons: Aargau (only the districts of Bremgarten, Laufenburg, Mori, Rheinfelden, Zurzach), Appenzell Innerrhoden, Freiburg, Glarus, Jura, Lucerne, Nidwalden, Obwalden, Schwyz, Solothurn ( excluding Bucheggberg district), St. Gallen, Ticino, Uri, Valais, Zug.

New guidelines for blood donations will come into effect from November 1. Then blood donations can be made, regardless of sexual orientation. In addition, gay men no longer have to wait a year before donating blood if they have had sexual contact with other men.

Disney is in the red in the streaming division. Production costs are higher than subscription revenue. To combat this, Disney is introducing new subscription models. The standard subscription remains in effect and continues to cost CHF 12.90 per month. There will also be a standard subscription with advertising and without download function for 7.90 francs. There is also a premium model for 17.90 francs. The benefit: more simultaneous streams and better video and audio quality.

Be careful, subscription trap! Anyone who does not actively choose one of the two cheaper models before November 1 will be automatically upgraded to a premium user – and will then pay 5 francs more per month.

Until now, anyone who wanted to view official federal government documents typically had to pay a fee. The reimbursement will expire from November 1, 2023. This provides for an amendment to the Federal Law on the Publicity Principle (BGÖ) and the associated regulation (VBGÖ).

The request for access only incurs a fee if it “requires particularly complex processing by the authorities,” the Federal Council wrote in a statement. More than eight working hours are considered special effort. If the processing time is more than eight hours, 100 francs is due for each additional hour.

In principle, anyone can request access to official documents, the Federal Council writes, even without having to demonstrate a special interest.

There will be no federal vote on November 26, 2023. The Federal Council had already decided this in May. Due to the national elections and the elections for the Council of States on October 22, the Federal Council “in practice does not use a voting date at the end of November of the election year”, the Federal Council said in a statement. Another federal referendum will not be held until March 3, 2024. The Federal Council will “decide at a later date which proposals will be voted on next,” the statement continued.

In 2024, health insurance premiums in Switzerland will increase significantly again: by an average of 8.7 percent. The federal government justifies the premium hammer with health care costs, which have risen significantly more than expected. “More doctor visits, more outpatient hospital services and increasingly expensive medications have led to these high costs,” the statement said.

The new policies from health insurers are arriving these days. If the new premium seems too high to you, you can change insurer or adjust the model with the same insurer by November 30, 2023. The BAG offers, among other things, a premium calculator and a premium overview so that policyholders can compare. The authority also provides sample termination letters. The BAG recommends sending the notice of termination no later than November 15.

Source:Blick

Livingstone

I am Liam Livingstone and I work in a news website. My main job is to write articles for the 24 Instant News. My specialty is covering politics and current affairs, which I’m passionate about. I have worked in this field for more than 5 years now and it’s been an amazing journey. With each passing day, my knowledge increases as well as my experience of the world we live in today.