Is there light on the horizon?

Of course, falling inflation is a positive thing. And this is also true: Compared to other countries – the EU or the US – we are three times better off than our friends on both sides of the Atlantic with our 3 percent inflation.

However, it is still necessary to be cautious: Because many prices and costs that we know will increase, we have not yet received invoices: For example, electricity prices: As stipulated by the law, they will not increase until January 2023. The same applies to health insurance premiums: we will see an average 6.6 percent increase in prices for the first time in January next year.

In short: We still fear stocks in many areas – but the hammer is already flying towards us. Therefore, it is important to use the present tense.

Have you already explained whether it would be better for you to switch to another health insurance company? Or maybe you want to set up the franchise or switch to an HMO or pharmacist model? Also check the insurance policies of the supplementary insurance: Depending on the situation, you can get money for the fitness subscription or give action points on the payment. Finally, one more tip: You don’t have to take out basic and supplementary insurance with the same insurer: With basic insurance, you can go wherever you find the best value for money. Use comparison platforms like Priminfo or similar special offers to optimize costs for you and your loved ones.

The same is true for energy and heating: Reducing consumption saves the environment and your wallet. Turn off the lights when you go out, turn off the coffee machine, set the fridge to 6 instead of 4… You know the tips. Now is the time to act and ensure that 2023 budgets don’t waste more than is inevitable. For my part, I assure you that I will do everything possible to alleviate the situation. If you want to know in detail what it is, I recommend subscribing to my newsletter or learning more on my website.