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Health insurance premiums cause red heads. Compulsory basic insurance premiums will increase by an average of 8.7 percent in 2024. But at least: Administrative costs for health insurance companies have fallen slightly in 2022, according to analysis by comparison portal Comparis.
“The fact that health insurance companies can reduce their administrative costs when providing basic coverage is remarkable given the increasing regulatory bureaucracy,” says Comparis health insurance expert Felix Schneuwly (63). In total, administrative costs for 45 health insurance companies fell to 5.1 percent of 5.2 percent of premiums. On average, health insurance companies pay administrative expenses of 193.50 francs per insured person.
Lucerne Hinterland health insurance company is the most efficient. The health insurance company spent the same amount as last year, at 105.30 francs per insured person, or 2.6 percent of the basic insurance premium.
| rank | Health insurance | Administrative expenses | In percentage |
| one | Health insurance Lucerne Hinterland | 105.29 francs | 2.62% |
| 2 | Sodalis Health Group | 120.08 francs | 3.56% |
| 3 | Arcosana AG | 139.49 francs | 4.81% |
| 4 | Agrisano Krankenkasse AG | 147.77 francs | 5.01% |
| 5 | Sumiswalder health insurance company | 155.10 francs | 4.29% |
One of the largest health insurance companies is among the top 5. So CSS with her daughter Arcosana. The costs for an insured person are 139.49 francs.
Expensive payment is even more expensive
The differences between the 45 health insurance companies are huge. The health insurance company Institut Ingenbohl pays the highest administrative costs. Costs per insured person are 949.35 francs. This is more than 100 francs more than last year!
The Ingenbohl Institute is generally an expensive fund. Last year, insured people paid an average premium of 5,057.40 francs. This is 1,542.55 francs more than the Lucerne Hinterland health insurance company.
| rank | Health insurance | Administrative expenses | In percentage |
| 41 | Glarus health insurance | 276.76 francs | 10.27% |
| 42 | Moove Sympany AG | 295.98 francs | 7.56% |
| 43 | Stoffel Mels health insurance company | 410.66 francs | 10.63% |
| 44 | Birchmeier health insurance company | 462.37 francs | 8.20% |
| 45 | Ingenbohl Institute health insurance company | 949.36 francs | 7.44% |
Many large and medium-sized health insurance companies are among the funds with the highest administrative costs. KPT health insurance companies and Mutuel Assurance Maladie are in the top quartile. Sympany performs the worst; It pays a huge fee of 269.50 francs per person as administrative expenses.
On the other hand, CSS pays the lowest administrative costs of large holding companies: 155.95 francs per person; This corresponds to 4.4 percent of premium volume. This is followed by Visana at a cost of 161.25 francs. (kae)
Source :Blick
I’m Tim David and I work as an author for 24 Instant News, covering the Market section. With a Bachelor’s Degree in Journalism, my mission is to provide accurate, timely and insightful news coverage that helps our readers stay informed about the latest trends in the market. My writing style is focused on making complex economic topics easy to understand for everyone.
