How important is a credit score?

Consider behavior from the client facing a future obligation is crucial when approving a loan.

In that sense, the result or credit score becomes a very useful tool.

He achieve It is a numerical result based on the analysis of a person’s past behavior in relation to credit and financial obligations, in order to predict his future behavior.

He achieve credit analyzes information from your history, so in order to have a result, you must have active or recently canceled credit references, so that the tool can get enough information about credit behavior and can calculate achieve.

“It’s important to understand that A credit score is not an assessment of a person’s behavior, but a prediction about how your behavior will face a future obligation. This takes into account factors such as: current fixed and variable obligations, compliance with payment dates, use of available balance on your credit card, among many other variables,” said Giovanna Cardellicchio, General Manager of APC Intelidat an Experian. Society. .

To take that into account credit score APC does not consider demographic information or inquire about your credit history.

It is an automated solution based on objective data that facilitates loan approval decisions, ensuring that more Panamanians and Panamanians can access credit with better terms.

He achieve It is being updated automatically on the 2nd of the month and consumers can find out their credit score by joining the Tu Intelidat application, with which they can also track the status and condition of their creditworthiness and services online.

The app is called APC Intelidat and is available for download on the Play Store and the Apple Store.