Is your car insured in the event of a flood?

In recent days, water levels in Dutch rivers have reached record levels. Some farms were even flooded. What if your car was parked in a flooded place? Is he insured?

De Telegraaf previously explained how you are covered if your home is flooded. A car is less of a problem. Nevertheless, it is nice if the damage is reimbursed by your insurer.

Car insured in the event of flooding

If your car is insured with partial or fully comprehensive insurance, you’ve probably come to the right place. Most insurers then reimburse water damage caused by heavy rain, mudslides or floods. Do you want to be sure that your insurer will cover the damage? Then look at your insurance conditions. And if in doubt, you can always call your insurer.

With the right insurance, your car is not only covered in the event of a flood. An impact caused by heavy rain is often covered by fully comprehensive and partially comprehensive insurance.

Government support

Government assistance is often available for major floods that are considered disasters. The so-called Catastrophe Damage Compensation Act (Wts) generally does not apply to cars, but in some cases payments are still made.

At the moment the water in the IJssel is receding again and the majority of Dutch people have nothing to worry about.