Categories: Market

House in Morcote TI in danger: Villa Vincenz to be foreclosed in April

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Pierin Vincenz’s villa in Morcote TI is being sold at auction.
Dorothea VollenweiderEconomics Editor

It’s now official: the villa of fallen star banker Pierin Vincenz (67) in Morcote TI will be put up for sale by public auction on 11 April 2024. The compulsory auction will be held at the town hall in Mendrisio at 14:00, as stated in the announcement. The first financial portal to report this issue was “Inside Paradeplatz”.

Prior to the auction, the property will be viewed publicly twice. These will take place on the afternoon of March 14, 2024. According to the ad, the villa on the hillside has a boat dock just below the lake. Also part of the overall package is a small apartment near the boat dock.

Its shine has faded

The detached villa in Morcote is single-storey and offers plenty of space, including a pool in the garden. However, as seen in the pictures in the documents, the property is aging and needs to be renovated. As Blick reported, previous attempts to sell the house were unsuccessful. It was once supposed to sell for 4.8 million francs. The estimated value is currently 4.2 million, according to the enforcement agency.

Vincenz and his ex-wife Nadja Ceregato (54) bought the villa in 2015. It is said that they paid 6.5 million francs for this. The Raiffeisen branch in Lugano financed the house with a mortgage loan of 4 million francs. According to the criminal investigation, he is said to have ignored affordability rules. Because Vincenz had other outstanding mortgage loans from his employer at the time, for example for his house in Teufen AR.

Creditor wants money back

The driving force behind the forced auction of the villa in Morcote is the real estate company Tecti, managed by Dölf Früh (71). Raiffeisen lent Vincenz 4.3 million francs at the beginning of 2019 to pay off his mortgage. The former FC St.Gallen president and real estate entrepreneur now wants his money back.

In the case of a lien auction, the proceeds from the sale go first to the would-be lien holders. In the Vincenz House case, Dölf Früh is the creditor of the mortgage secured by a mortgage of 4.3 million francs. If any excess is obtained beyond this, it will be added to Vincenz’s blocked assets. This means Vincenz’s other creditors continue to get nothing.

More information about Vincenz’s real estate
handcuffed house
The sale of Vincenz’s villa in Ticino failed
House in Morcote goes under the hammer
Vincenz’s villa will be seized in the spring
Vincenz Villa under the hammer
This is how a foreclosure auction works
Luxury slow moving items
These rich people can’t get rid of their Swiss villas

Source :Blick

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