AHV 2030 Study: This scenario could secure financial well-being

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Despite the AHV 21 reform, the income and expenses of the Swiss state AHV will likely spiral out of control. This is the result of a study by the big bank UBS. Because an increased life expectancy faces less and less contributors due to a low birth rate.

In the new report, the major bank analyzes scenarios for increasing revenue and their impact on the AHV financing gap. “It is possible to eliminate this gap by increasing income, but this will not have any impact on standard of living,” the authors write.

Scenarios for AHV receipts

One option for fair production financing could be to raise the reference age, according to research published Wednesday. This will allow people to contribute longer and thus pay more in total. Increased life expectancy will therefore increase pension eligibility and only partially increase AHV’s costs.

“Raising the reference age is the only reform option that can preserve the material wealth of all generations,” said UBS economist Jackie Bauer.

To permanently close the AHV financing gap without raising the reference age or lowering pensions, either increase salary contributions by an average of 15.5 percent per year, or approximately 50 percent to approximately CHF 14.5 billion of the federal contribution from about CHF 9.8 billion in 2019. will be increased, the work continues.

The big question remains as to which generation should pay how much to close the funding gap. (SDA/uro)

Source :Blick