Premium shock is again the number one concern

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Good health is valuable, almost unaffordable: Unfortunately, this also applies more and more to health insurance premiums. Three years ago, 27 percent of the population received a premium discount. Current developments are likely to further increase this share.

Because the premium shock never ends: This year, basic insurance premiums increased by 6.6 percent on average. If healthcare costs continue to rise at the same pace, it could rise as much as 7.5 percent next year. So it’s not surprising that premiums are making more and more people nauseous: “As in the years before the Ukraine war, health insurance premiums are again the number one concern,” said Benjamin Manz (42), Managing Director. Money country.

Premium increase clearly outperforms wage increases

The financial comparison portal concluded in its current concern survey: 56 percent of the population is “very worried” about premiums. Moneyland interviewed 1538 people for this.

Many households even pay more for basic insurance than they pay to the tax office. Depending on where you live and your insurance model, a family of four can pay up to CHF 14,500 per year.

As a result, less and less is left in the bag, as wage increases this year averaged 2.5 percent, nowhere near keeping up with the premium shock.

Women busy with old age provisioning

In the Barometer of Concern, premiums have replaced the Ukrainian war that preoccupied Switzerland the most in the past year. Other points on the podium: 54 percent of people are very concerned about climate change, followed closely by the general environmental situation. Ukraine war and Russia are in fourth and fifth place.

When disaggregated by gender, pension provision and personal finances also rank high among women. In old age, women are much more likely to fall into poverty in old age.

Migration, inflation and politics are worrying

A number of issues, including inflation, are currently preoccupying the population significantly more than a year ago. This is because, in addition to health insurance, it is being felt more and more in the increase in food prices and in the housing expenses as of this year. Foreigners, immigration, apartment rents and Swiss politics in Switzerland also increased sharply in the Concern Barometer.

Topics have some touchpoints. With rising rents and shortage of living space, foreigners and immigration issues are increasingly on the agenda. In an election year, Swiss politicians may prove they have the right tranquilizers to quell the public’s concerns.

Source :Blick