Categories: Market

Due to rising healthcare costs: Two-thirds are in favor of a single health insurance fund

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Competition leads to many chassis changes. More and more people are choosing a combined fund.
Jean Claude RaemyEconomics Editor

The renewed significant increase in health insurance premiums is putting pressure on many Swiss people. This marks the population’s relationship with health insurance companies: the idea of ​​a single health insurance fund is reignited. Even though it has already been rejected at the ballot box four times.

In the last vote in 2014, a single fund was rejected with 61.5 percent of the votes. Almost a decade later, the opposite picture emerges: 68 percent now support the idea of ​​a single health insurance fund, according to a representative survey by the Basel Center for Health Economics (BCHE), available to “NZZ”. only 21 percent are categorically opposed.

SP is planning a new initiative, the hospital association is also working on a unified fund, but health experts speak of “nonsense”.

Health tax instead of bounty?

First of all, the survey makes clear that even radical changes are no longer the fantasy of a small minority. 40 percent of those surveyed support a 12 percent national health tax instead of a per capita tax. This is shared equally by participants at all income levels.

More about healthcare
Health insurance premiums are increasing
SP plans another push for a unified fund
After Rickli’s progress
Experts distinguish between parties’ health insurance plans
combined fund idea
“This is complete nonsense”
After the bonus shock
“Health insurance companies made a miscalculation”
Standard fund to budget
Policy ideas good against premium shock
Hospital union breaks taboo
“One fund is remarkable”

Expanding service catalogs also seems desirable. 54 percent support having dental care insurance as long as it costs no more than 25 francs a month. But there is no majority support for expanding mental health services under basic insurance, even if it costs only 20 francs a month.

Survey respondents do not want to completely give up their personal responsibility: only 28 percent support the elimination of deductibles and exemptions, which would increase monthly premiums by at least 40 francs. Nearly half would even accept doubling their current cost share if rewarded with a reduction in premiums.

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The regular exemption was last adjusted in 2004 and has been at least 300 francs since then. BCHE director Stefan Felder believes that an increase of up to 600 francs would be appropriate, considering the price and income development.

Source :Blick

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