By switching to the cheapest health insurance company, Swiss people can save an average of CHF 428 per person per year on compulsory basic insurance next year. This is the result of a study by the online comparison service Moneyland.
Moneyland writes that if all Swiss switch to the cheapest health insurance company for them, they could save about CHF 3.7 billion in premiums. In fact, however, significantly less than 10 percent of insured people will change their health insurer in 2023, according to the benchmarking service’s assessment.
According to the research, the potential for savings through supplier and model change for the coming year will be higher than in previous years. With an average of 529 francs, young adults can save the most. 215 francs for children.
Differences in cantons
On a cantonal basis, the possible savings in Ticino are the highest at 612 francs if you switch to the cheapest insurer. Last year, the potential was highest in the canton of Geneva. The people of Ticino will suffer from an above-average premium increase in 2023. You can soften this with cash register changes.
The average savings potential by replacing health insurance for adults is lowest in the canton of Appenzell Innerrhoden at 257 francs per person and year, followed by the canton of Uri at 295 francs. A lot of money can also be saved by changing the model at a health insurance company, according to Moneyland. (nim/SDA)