After the premium shock: five tips on how you can save several hundred francs

Just a year ago, Alain Berset announced a 6.6 percent increase in the average health insurance premium. Adults pay an average of almost 400 francs per month for insurance.

In fact, premiums rose less strongly, by more than five percent. Because many policyholders decided to change health insurer due to the premium increase. They also opted for cheaper models.

>> All current developments in the live ticker

Here are five tips with which policyholders can quickly save several hundred francs per year with simple tricks on their premium.

Don’t hesitate to switch insurers if you can save money by doing so: every health insurer must include you in your basic insurance and every health insurer must pay for the same services by law. The registered cancellation must reach the current insurer no later than November 30.

Please note: Have you received a cost voucher from your health insurer for an important treatment? Then don’t change this year. There is no guarantee that the new insurer will share the assessment for cost reimbursement.

It is also worth checking your additional insurance: do you really need it? Which services do you actually claim? And which benefits do you want to claim in the event of illness? Please note: Different rules apply to supplementary insurance. You must have sent the cancellation letter no later than September 30.

However, a change of insurance is not guaranteed: in the field of supplementary insurance, health insurers can decide whether or not to accept a patient. It is therefore worth making this clear in advance and only canceling the additional insurance when you are newly insured. If in doubt, the basic insurance covers everything that is important, you do not need additional insurance.